Free Resources
The page offers links to a variety of resources provided by trusted third-parties, designed to support your financial planning and decision-making. These include tools and calculators to help with budgeting, saving, and cost-cutting, as well as finding impartial financial advisers. You can use the Life Expectancy Calculator to estimate your lifespan and likelihood of living to 100 years old. The Scam Alerts service provides timely updates to help you spot and avoid scams. Additionally, the Financial Literacy Test Center offers free tests to evaluate and improve your financial knowledge. Lastly, the Risk Profiler helps you understand your investment risk tolerance through a simple questionnaire.
Comprehensive Career Guide
This comprehensive career guide, based on 10 years of research with Oxford academics, helps you maximize your 80,000-hour career for positive impact. This free, non-profit resource offers new ideas for fulfilling careers that do good, assists in comparing options, and guides you in making a confident plan. It challenges common advice like "follow your passion" and explores why traditional paths like medicine and charity work may not always be the most impactful. Packed with practical tips and exercises, the guide ensures you draft a career plan that aligns with your desire to make a difference. Access the full guide, read a summary, or listen to it as an audiobook.
Good With Money
The Good With Money directory helps you ensure your money is responsibly invested. Companies listed demonstrate a better-than-average commitment to fairness, service, and social and environmental impact. Filter by category to find options like IFISAs, Good Eggs investments, home energy, savings accounts, mortgages, pensions, insurance, and more. Make your money work for good with Good With Money.
Ethical Consumer
Ethical Consumer has been at the forefront of the ethical consumer movement since 1989, providing tools and resources to make informed ethical choices. Funded by reader subscriptions, consultancy work, and ethically vetted adverts, they offer sophisticated ethical ratings for over 40,000 companies, updated in real-time from 20 years of research. Their personalised shopping guides cover key issues like animal testing and climate change. They publish the UK's leading alternative consumer magazine, run impactful campaigns, and provide consultancy for organisations like Amnesty International. Their mission is to make global businesses more sustainable through consumer pressure.
Which? Subscription
Subscribe to Which? and get discounts on a Full Access membership for the first year, offering comprehensive reviews, personalised buying advice, and the Which? magazine in print and digital formats. Enjoy better buying decisions across home, garden, and everyday items. Options include Digital and Full Access memberships, with flexible annual and monthly pricing, plus a special offers. Give the gift of a Which? membership and help others make informed purchases.
Money Helper Tools
These tools and calculators are designed to help you quickly determine the figures you need for common financial situations. These easy-to-use calculators assist with budgeting, saving, and reducing costs. They can help you find impartial advisers, estimate your retirement savings, calculate the extra money needed for a baby, and much more.
Which? Scam Alert
Stay ahead of scammers with this free Scam Alerts service. Sign up with your first name, last name, email, and postcode to receive timely updates on the latest scams. These alerts help you spot and avoid scams, take action if you've been scammed, and understand how scams work. By joining, you'll receive updates from the Which? Group, including Which? Limited, Which? Financial Services, and The Consumers' Association. They ensure your details are processed in accordance with their Privacy Notice. Outsmart the scammers – sign up now!
The Eco Experts
This organisation can help you reduce energy costs by finding the right green technology for your home. Since 2009, they've assisted nearly 1 million people in adopting greener energy solutions. Whether you're looking for solar panels, electric vehicle charging, infrared panels, boilers, double glazing, smart home technology, insulation, conservatory roof replacement, or home security, they've got you covered. Start exploring recommended articles in popular categories like solar panels to power your home with the sun, heat pumps for efficient heating, and more.
Fund Eco Market
Historically, most investors overlooked sustainability, environmental, social, and governance (ESG) issues, and the broader responsibilities of asset ownership. However, recent years have seen a rapid shift towards these concerns, leading to the popularity of various fund options—though they are not always well understood. These funds, known as sustainable, ESG, ethical, impact, or SRI (socially responsible investments) funds, differ in strategies but often overlap, leading to interchangeable use of terms. These funds vary based on the issues they consider and how they handle associated risks and opportunities, reflected in their aims and objectives. Key issues include environmental concerns (e.g., climate change, pollution, biodiversity), social issues (e.g., human rights, labor standards, diversity), governance matters (e.g., board structure, executive remuneration, anti-corruption), and ethical concerns (e.g., tobacco, armaments, animal welfare). The Fund EcoMarket database offers around 300 filter options to help investors navigate these diverse approaches.
Life Expectancy Calculator
Use the government's interactive life expectancy calculator to discover your projected lifespan and your chance of reaching 100 years old. As people are living longer due to improved working conditions, reduced smoking rates, and better healthcare, this tool provides insights into how these factors may influence your life expectancy. Simply enter your age and sex to find out your estimated lifespan and the likelihood of celebrating your centennial birthday.
Financial Literacy Test
The NFEC’s Financial Literacy Test Center offers complimentary tests and results for over 150,000 participants from all 50 states of the USA. Although created for the US public, these online evaluations are equally useful for the UK, for pre-and post-testing, self-assessment, and understanding various financial literacy topics. Developed with the objectives of providing resources for educators, tools for individuals, and information for the media, the Center helps adapt NFEC programs to different learner needs. Test results have been featured in major media outlets like Huffington Post, Yahoo Finance, and Forbes, highlighting the importance of financial education.
Risk Profiler
UK insurance company Aviva provide a free Risk Profiler tool. Answer 8 questions to understand your attitude to investment risk. The Risk Profiler helps you determine the level of risk you're comfortable with, ensuring the funds you choose align with your risk tolerance. Investments should be viewed as a medium- to long-term commitment, typically between five and 15 years. Your responses will generate a summary of your investment risk attitude. If you're an existing Aviva customer, rest assured they won't use any existing data.